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WhatsApp Pay now available for 400 million Indian users: Check details

Over 400 million WhatsApp users in India can soon securely send money to friends and family, and payments feature is now available for iPhone and Android users who are on the latest version of the app.

  • Published: November 6, 2020 10:59 AM IST
Whatsapp pay

After two years of waiting, WhatsApp payment service has received approval from the National Payments Corporation of India (NPCI) to go live on Unified Payment Interface (UPI) with over 160 supported banks. WhatsApp can expand its UPI user base in a graded manner starting with a maximum registered user base of 20 million in UPI, NPCI said. Also Read - WhatsApp Disappearing messages launching soon: Messages to auto-delete after 7 days

Over 400 million WhatsApp users in India can soon securely send money to friends and family, and payments feature is now available for iPhone and Android users who are on the latest version of the app. Also Read - WhatsApp ने जारी किया Disappearing Messages फीचर, जानिए कब तक मिलेगा अपडेट

“I am excited today that WhatsApp has been approved to launch payments across India. We’ve been working on this with the National Payments Corporation of India, who oversee everything to make sure it’s secure and reliable,” Facebook CEO Mark Zuckerberg said in a statement on Friday. Also Read - How to use the Whatsapp Disappearing Messages Feature

“And we’ve built it using India’s Unified Payments Interface, which makes it easy for anyone to instantly accept payments across different apps — and for companies to provide people with great services”. Payments is available now in 10 Indian regional language versions of WhatsApp.

whatsapp Features

“All you need is a debit card with a bank that supports UPI and you can set it up straight away. You can find it in the latest version of WhatsApp,” Zuckerberg said. WhatsApp began testing payments feature way back in 2018 in India but could not launch the feature owing to regulatory roadblocks and data compliance issues.

“We’re delighted to be working with five leading banks in India: ICICI Bank, HDFC Bank, Axis Bank, the State Bank of India, and Jio Payments Bank. People can send money on WhatsApp to anyone using a UPI supported app,” the company informed.

WhatsApp said the payments feature is designed with a strong set of security and privacy principles, including entering a personal UPI PIN for each payment. The move comes after NPCI in August had informed the Reserve Bank of India that WhatsApp had met data localisation requirements. Brazil became the first country to roll out WhatsApp payment service in June.

In India, the WhatsApp payment service will compete against other major players like Paytm, Google Pay and PhonePe, among others

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  • Published Date: November 6, 2020 10:59 AM IST



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