Buying a premium smartphone involves spending good amount of money, and many people often tend to overstretch their budget. Most customers prefer buying flagship smartphones on credit cards or by using other financing options. But beyond buying a premium device, you don’t really get much. Airtel wants to change that, and it is currently the only telecom operator in India that offers smartphones at easy EMIs, along with bundled talk and data plans.
You can head over to airtel.in/onlinestore/ to choose from a range of premium smartphones. These include the likes of Apple iPhone X, Nokia 8 Sirocco, Samsung Galaxy S9, Galaxy S9+, and Galaxy Note 8. There are other smartphones too, such as the Nokia 7 Plus, iPhone 6, iPhone 7 and iPhone 8-series to choose from. Now, where it all gets interesting is the buying process.
Watch: Samsung Galaxy S9+ Review
Easy loan application
After heading to the Airtel Online Store, select the phone you are interested in purchasing, and it will ask you for your phone number, and an OTP which it will be sending for confirmation. On the next screen, you need to enter other details such as your name, Aadhaar number, PAN card number, email address and more.
Once all the details are entered, on the next screen you need to enter your bank account details, such as Bank name, account number and IFSC code, and then click on continue. The portal will then verify details, check CIBIL score, and if you are eligible for a loan, it will give you details about the tenure, monthly EMI and more. Next, you just need to make a down payment to buy the smartphone, and rest of the money will be converted into EMI.
Another interesting benefit of buying from Airtel is the bundled plans and offers. When you buy a smartphone from Airtel’s Online Store, you get unlimited local and national calling, free roaming, one-year complimentary subscription to Amazon Prime and free high-speed 3G/4G data. All this is included in the monthly payment you make to Airtel.
You also get free water and liquid damage protection. In case you drop your smartphone and it gets damaged, Airtel will get it repaired. But the amount of free data and other benefits you get will vary from one device to the other.
For instance, buying a Nokia 6.1 or Nokia 7 Plus, will get you 30GB monthly data, and Airtel TV subscription. Buying an iPhone 7 or iPhone 7 Plus, iPhone 8, iPhone 8 Plus and iPhone X will give you 40GB data, Amazon Prime subscription, and handset damage protection plan. And buying the Nokia 8 Sirocco or Samsung Galaxy A8+ will give you 50GB data. Lastly, while buying the Galaxy S9 or Galaxy S9+ will give you 80GB data per month, the Galaxy S8 and Galaxy Note 8 will give you 50GB data per month, along with Amazon Prime subscription and handset damage protection plan.
Why Airtel offer looks better than Jio’s offering?
For instance, if you’re looking to buy a Samsung Galaxy S9+ (128GB), the device is priced at Rs 68,900. However, with Airtel offer, you only need to make a one-time payment (or down payment) of Rs 13,900, followed by Rs 2,799 per month for 24 months. This monthly payment includes an EMI of Rs 2,290 and the billing plan.
The amount of down payment and the monthly EMI differs from one smartphone to the other. For an iPhone X (64GB), the initial down payment is Rs 29,000, and the monthly plan will set you back by Rs 2,799 for 24 months.
While Reliance Jio also sells smartphones on its online store, you need to pay the entire amount upfront. For instance, if you are looking forward to buy the iPhone X (64GB), you need to pay Rs 89,000 up front, either using a credit or debit card. Here Airtel is better as you don’t need to make the entire payment upfront. Just the down payment, and rest is to be paid in the form of EMIs.
Reliance Digital and Jio stores do other loan offers in partnership with Bajaj Finance, but there you have to visit the store, produce documents, and more. In case of Airtel, everything is done online, and you also get to know your loan eligibility within a couple of minutes, right from the comforts of your home or office. This makes the entire process of buying a premium smartphone hassle-free.
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