Apple iPhone XS, iPhone XS Max available starting at monthly EMI of Rs 4,499 with Citibank and Axis Bank offer

The iPhone XS starts at Rs 99,900 in India, whereas the iPhone XS Max starts at Rs 109,900.

Apple has launched its 2018 iPhones earlier this month. Out of the three Apple smartphones launched, the iPhone XS and iPhone XS Max are going on sale in India starting September 28, whereas the iPhone XR is expected to become available sometime towards the October-end. The iPhone XS starts at Rs 99,900, whereas the iPhone XS Max starts at Rs 109,900, and considering the hefty pricing, there are a bunch of EMI options to choose from. Also Read - New iMac with Apple Silicon to get pastel colour options, like iPad Air

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Citibank credit card users, and Axis Bank credit and debit card users can now convert the purchase on EMI starting as low of as Rs 4,499 for 24 months, which is the effective price after 5 percent cash back for iPhone XS. The iPhone XS Max, on the other hand, is available on 24 months EMI for an effective price of Rs 4,999. The offer details have been listed on IndiaiStore.com. Also Read - iPhone 12 series helped Apple beat Samsung to become the top smartphone player in Q4 2020

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Talking about cash back, it will be credited in the customer card account within 150 days. However, to avail the offer, the transaction has to be made on a PoS terminal that is issued by Pine Labs. The offer is valid between September 28 and December 31.

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Apple iPhone XS, iPhone XS Max price in India

Both the iPhone XS and iPhone XS Max are offered in 64GB, 256GB and 512GB storage options. The iPhone XS is priced at Rs 99,900 (64GB), Rs 114,900 (256GB), and Rs 134,900 (512GB). Similarly, the iPhone XS Max is priced at Rs 109,900 (64GB), Rs 124,900 (256GB) and Rs 144,900 (512GB).

Apple iPhone XS, iPhone XS Max EMI offer

The EMI offers for Citibank and Axis Bank credit card users remain the same. As mentioned above, the iPhone XS can be availed for Rs 4,499 per month (64GB), Rs 5,175 per month (256GB), and Rs 6,076 per month (512GB). The iPhone XS Max, on the other hand, can be availed for Rs 4,999 per month (64GB), Rs 5,678 per month (256GB), and Rs 6,587 per month (512GB).

Another thing to note is that it is not a no-cost EMI, so after the interest, you do end up paying a bit more than the price of the iPhones. Below is the table that shows the calculation.

Model + Variant	Price	EMI / month (24 months)	Total	Extra Amount
iPhone XS (64GB)	Rs 99,900	Rs 4,499	Rs 107,976	Rs 8,076
iPhone XS Max (64GB)	Rs 109,900	Rs 4,999	Rs 119,976	Rs 10,076
iPhone XS (256GB)	Rs 114,900	Rs 5,175	Rs 124,200	Rs 9,300
iPhone XS Max (256GB)	Rs 124,900	Rs 5,678	Rs 136,272	Rs 11,372
iPhone XS (512GB)	Rs 134,900	Rs 6,076	Rs 145,824	Rs 10,924
iPhone XS Max (512GB)	Rs 144,900	Rs 6,587	Rs 158,088	Rs 13,188

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