Apple has launched its 2018 iPhones earlier this month. Out of the three Apple smartphones launched, the iPhone XS and iPhone XS Max are going on sale in India starting September 28, whereas the iPhone XR is expected to become available sometime towards the October-end. The iPhone XS starts at Rs 99,900, whereas the iPhone XS Max starts at Rs 109,900, and considering the hefty pricing, there are a bunch of EMI options to choose from. Also Read - iPhone 13 Pro, iPhone 13 Pro Max delivery date details: Bad news for iPhone buyers
Also Read - iPhone 13 cashback: Vodafone-idea offers special offer on iPhone 13 pre-order via myvi.comCitibank credit card users, and Axis Bank credit and debit card users can now convert the purchase on EMI starting as low of as Rs 4,499 for 24 months, which is the effective price after 5 percent cash back for iPhone XS. The iPhone XS Max, on the other hand, is available on 24 months EMI for an effective price of Rs 4,999. The offer details have been listed on IndiaiStore.com. Also Read - iPhone 13 too expensive? Get iPhone 12 at lowest ever price on Flipkart today
Talking about cash back, it will be credited in the customer card account within 150 days. However, to avail the offer, the transaction has to be made on a PoS terminal that is issued by Pine Labs. The offer is valid between September 28 and December 31.
Watch: Apple iPhone XS, XS Max, and XR First Look
Apple iPhone XS, iPhone XS Max price in India
Both the iPhone XS and iPhone XS Max are offered in 64GB, 256GB and 512GB storage options. The iPhone XS is priced at Rs 99,900 (64GB), Rs 114,900 (256GB), and Rs 134,900 (512GB). Similarly, the iPhone XS Max is priced at Rs 109,900 (64GB), Rs 124,900 (256GB) and Rs 144,900 (512GB).
Apple iPhone XS, iPhone XS Max EMI offer
The EMI offers for Citibank and Axis Bank credit card users remain the same. As mentioned above, the iPhone XS can be availed for Rs 4,499 per month (64GB), Rs 5,175 per month (256GB), and Rs 6,076 per month (512GB). The iPhone XS Max, on the other hand, can be availed for Rs 4,999 per month (64GB), Rs 5,678 per month (256GB), and Rs 6,587 per month (512GB).
Another thing to note is that it is not a no-cost EMI, so after the interest, you do end up paying a bit more than the price of the iPhones. Below is the table that shows the calculation.
| Model + Variant | Price | EMI / month (24 months) | Total | Extra Amount |
| iPhone XS (64GB) | Rs 99,900 | Rs 4,499 | Rs 107,976 | Rs 8,076 |
| iPhone XS Max (64GB) | Rs 109,900 | Rs 4,999 | Rs 119,976 | Rs 10,076 |
| iPhone XS (256GB) | Rs 114,900 | Rs 5,175 | Rs 124,200 | Rs 9,300 |
| iPhone XS Max (256GB) | Rs 124,900 | Rs 5,678 | Rs 136,272 | Rs 11,372 |
| iPhone XS (512GB) | Rs 134,900 | Rs 6,076 | Rs 145,824 | Rs 10,924 |
| iPhone XS Max (512GB) | Rs 144,900 | Rs 6,587 | Rs 158,088 | Rs 13,188 |
