Google had introduced Tez in September 2017 as a special digital payments app designed for India, working on top of the Unified Payments Interface (UPI) system designed by the NPCI. Last month, Google re-branded Google Tez to Google Pay, although the app still works in much the same way in India, as compared to the Google Pay systems used in other countries. Google has now updated the app to ease the payment process.
The latest update brings new features, including more visibility in transaction history, and easier ways to manage your Google Pay account and linked bank accounts. You can now also pay with Google Pay on partner apps without switching apps. The interface of the app has been changed slightly, but still functions with the same ease as before. The use of UPI means that Google Pay can be used to pay users even without Google Pay installed, assuming they have a UPI-linked ID and are using another UPI-based app.
Google Pay also notably uses Tez mode, a unique implementation that uses audio to facilitate funds transfers withotu sharing the UPI ID or mobile number. This only works when both users are using the Google Pay app, and sends an audio signal that is inaudible to humans but can be picked up by the two smartphones in the transaction. In terms of improved visibility of transactions, the app now has an option to view transactions in chronological order, so you can keep track of when you use the app to send and receive money.
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While the app was called Google Tez till recently, the re-branding brings it in line with Google’s global offerings for mobile payments. In other countries, it serves as a digital wallet, in-app payment interface and tap-to-pay system allowing NFC-based quick payments. Tap-to-pay is particularly popular in many European countries and the US, where users simply tap their phones for quick payments of low values, such as public transport tickets, parking charges and the like.